Motor Vehicle Compensation Motor vehicles include cars, trucks busses, motorcycles, and even airplanes https//vimeocom/706804593 include trucks, cars motorbikes, buses, motorcycles and even aircrafts Two studies found that interacting with insurance companies when claiming compensation for an accident in a motor vehicle was associated with higher levels of anxiety Further research is needed on the reason for this Damages The value of your motor vehicle accident claim depends on the specific expenses and losses you incurred A personal injury lawyer can help you determine the proper amount of compensation to be awarded in your specific situation Damages are usually classified as "special" and "general" Particular damages are the ones that can be considered as a cost like medical bills or car repair bills General damages aren't as easy to calculate and include non-economic components like suffering and pain If your injuries are severe enough to be deemed by New York law as a serious injury, you may be entitled to compensation that is above and beyond what an insurance provider will offer you If you suffer from a permanent disability that substantially affects your quality of life you could be entitled to compensation for loss of consortium as well as other non-economic damages You may also be able to claim reimbursement for the cost of using taxis, public transportation or ridesharing services in the event that you could not drive after your accident You may also be able to recover the expense of maintaining your property and home when you are unable to perform these tasks due to your injuries You could be eligible to get the loss back in resales of your damaged vehicle In certain circumstances, the at-fault party may be required to pay punitive damages if there is evidence that the defendant deliberately caused the accident These damages are designed to penalize the person who caused the accident for reckless or extreme negligence Medical bills Medical bills can be expensive for those who suffer from motor vehicle accidents Certain insurance policies for cars include medical payment coverage, commonly referred to as med-pay This coverage will help to pay the expenses This coverage is usually accessible regardless of who is who was at fault in the crash It is crucial to remember that medical insurance cannot replace health insurance In fact, a victim must always file a claim using his or her own health insurance first before making a claim with the car insurance company of the driver at fault company There is also compensation for transportation costs to and fro medical appointments To ensure that they get a fair amount, the victim must be meticulous in logging and saving receipts In addition, No-Fault insurance can provide compensation for the loss of wages if they are unable to work as a result of their injuries The maximum amount that may be collected is 2,000 a month for a maximum of 3 years The No-Fault insurance company may be required to offset this amount with any Disability, Workers' Compensation or Social Security benefits the injured party receives Although financial aid may be available it may take months or even years to reach a fair settlement In the meantime medical debt collectors can contact you, and unpaid bills could be a major hazard to your credit rating To prevent this from happening, victims must establish a client-attorney relationship with a law office that represents auto accident cases Lost wages You could find yourself in financial trouble following an accident Medical bills, credit card debt, and loan payments may build up when you're unable to work In addition the loss of income could cause your family stress You can seek compensation for lost wages from your car accident lawyer In order to prove your lost wages, you'll require documentation to prove your hourly or wage and the number of days missed due to injuries You can use a letter from the employer or pay stubs as well as bank statements, tax returns or other documents It is more difficult when you are self-employed or work on commission An experienced attorney for car accidents will help you gather all the evidence you need to support your claim You can only recover your lost wages as part of a car accident claim You cannot recover them from disability or worker's compensation insurance, as this could be considered as a double recovery The no-fault insurance company will send you to an independent physician who they have hired to examine you The doctor will decide if your injuries, in the doctor’s opinion, prevent you from working This is known as an independent medical examination IME, and it is important to remember that the doctor who conducts your IME will be biased towards the insurance company Pain and suffering Contrary to medical bills and loss of wages, it's hard to put a price on the suffering and pain caused by a motor accident It is often more painful than physical injuries, since the trauma of a crash may cause emotional issues, such as PTSD For example people suffering from PTSD may suffer from anxiety and insomnia which can prevent them from getting a restful night's sleep or unable to drive because of the fear of being injured again An attorney can determine the total amount of non-economic damages and work with a juror to determine how much compensation to pay for suffering and pain The extent of your injuries and their impact on your daily life could be a significant factor in this figure therefore it might be beneficial to keep a log to keep track of how the injuries affect you or having family members or friends write a statement about your condition Some states have a limit on the amount of compensation offered for suffering and pain New York does not have any cap, however, victims are only able to file a lawsuit and request damages for serious injuries It is essential to talk with an Manhattan car accident lawyer to learn the exact cost of your injuries as well as how to prove that you deserve an adequate amount of compensation for your economic and non-economic loss