How to File a Motor Vehicle Claim You'll need to file an insurance claim if your vehicle has been damaged It is crucial to know the process Insurance companies will send an adjuster to examine the damage to your vehicle It is not necessary to be present when an adjuster examines the damage to your vehicle However, you must bring along your insurance policy as well as any relevant documentation Take Photos Have you ever seen any crime show in which the investigators capture every detail from footprints to chocolate wrappers that are thrown away Make use of the same level examination when examining your accident scene It is essential to record as much of the event as you can as it occurs, so that you have evidence to prove your case later Getting pictures of the damage to both cars is essential however, you should also think about taking photographs of the areas that have been damaged These photos will help insurance companies as well as expert witnesses in determining the size of various objects Capture reference points, like the location of traffic lights or stop signs in your photographs These can be used to determine the actions of the driver who was at the fault for causing the accident If you can take pictures of the other driver and their passengers as well as witnesses You might be in a position to capture a photograph of their license plate Take photos of emergency responders, their vehicles and anyone who is placed on a gurney, or into an ambulance Make sure to submit the photos to the insurance company only if instructed by your attorney or if you are required to do by the court You could unknowingly be giving evidence that is in opposition to your claim if you don't If you alter the date on your photos, the insurance company may question your claim Seek medical attention The first thing you should do following an accident is to seek medical attention Not only is this crucial for your own health but it also ensures that any injuries you may have are documented https//vimeocom/706829360 include seeking reimbursement for medical bills and other damages This is why medical records are essential to the success of your claim Even if there are no symptoms that you can notice then you should schedule an appointment to see your primary health care provider or an emergency room Your doctor will offer you an assessment of your injuries and perform an extensive medical examination They will also be able to provide you with the necessary treatment It is crucial to follow the advice of your physician regarding the treatment plan you are on as this will help you recover faster and strengthen your case This includes taking your prescriptions and any other medications available over the counter as well as participating in a physical therapy program following the instructions regarding time off work, and attending any subsequent appointments It is important to stay clear of saying anything that an insurance adjuster might mistakenly interpret This is because the insurance company could attempt to discredit your injury in order to deny your claim or reduce the amount of money they'll award you for your claim This is why it is recommended to not talk with any adjusters from insurance companies unless you have your attorney present with you Contact an attorney Legal representation is essential for those injured Attorneys can help injured parties manage their stress and determine where they should focus their energy Additionally, attorneys can examine the evidence and facts of a case to determine whether it's worth fighting in court The insurance company is primarily an organization and their aim is to collect as much money from insureds as they can while making payments as minimal as possible in theory If you're at the scene of an accident, it could be tempting to accept a lowball offer early on because it's the most convenient way to go This can have disastrous consequences in the future When you file a claim with your insurance company an adjuster will be sent at your home to assess the damage to your vehicle They will also review receipts for medical bills and personal property damages They may also speak with witnesses and read police reports Before meeting with an adjuster it is beneficial to obtain estimates for repairs from local auto repair shops or contractors This will allow them to be aware of what they can expect for repairs An experienced motor vehicle accident lawyer can make sure that all information required is provided promptly and that the appropriate documents are handed over to an insurance company He or she can also offer advice and suggestions on how to deal with an insurance adjuster, how to deal with the settlement process and what to do if an insurance company is not responsive or has a shady behavior