Sickness and Accident Insurance
 Unexpected accidents, illnesses or injuries can cause disruption to your life They can leave you unable to work, and without income, it can be hard to keep up with bills and regular expenses like rent or mortgage, utilities or grocery shopping
 
 Sickness Cover
 Sickness insurance is designed to help you meet your monthly living costs if you are unable to work due to an illness or accident, whether it lasts for a few months or indefinitely  https//youtube/kOdz1wp9t2csi=2ix-cMLYjxBz0aAm  It pays you a fixed monthly benefit of up to 70 of your income, until you are able to return to work or the benefit period has ended
 
 It could be anything from a bad knock on the head during a football match, to long term back problems which mean you can’t go back to work, to cancer and other life-threatening conditions It helps you stay on top of the bills, so your family can keep their day-to-day living costs covered and continue to make progress with their long-term plans
 
 There are two main types of sickness cover short-term and long-term policies  https//youtube/goQeGQLRvcgsi=cPcTt8YibDqNvuCS  The former is a flexible, affordable option that can cover you for six to 12 months The latter is more comprehensive and can offer cover until you retire It is more expensive than the former, but it provides peace of mind that your monthly bills are being paid, if you are unable to work It’s worth reading the small print carefully to ensure you are getting the cover that is right for you