Auto Accident Claim Compensation You should be aware of your rights and options if you are involved in an auto accident The first step is to take appropriate documentation Document clearly the location of the accident, as well as any injuries you sustained These documents should be provided to your attorney You might also want to check with the Department of Motor Vehicles in your state to determine whether your driver's license or registration has been suspended or canceled Damages that are covered by traditional auto insurance A standard auto insurance policy covers a variety of expenses, such as repairs to your car and repairs to vehicles of others If you are sued for damages, it will pay legal fees You can also choose to add roadside assistance or loss of use insurance to pay for towing Collision insurance will pay for the cost of your vehicle's repairs less your deductible In some cases, your insurance company will attempt to recover the amount from the insurance company of the other driver It is important to keep in mind that not all insurance plans will cover other drivers If you're worried that your insurance policy for car insurance will not cover repairs to the vehicle of the other driver, you should look for other options You can also buy Uninsured Motorist coverage which covers your medical expenses and other accident-related expenses This is mandatory in some states It is an optional coverage, but can be very useful in certain situations For instance, in the event of an auto accident where you were at fault you'll be able to receive a reimbursement for medical expenses You should consider getting special insurance if you own an expensive car Standard auto insurance policies can be used to cover several vehicles, but classic and high-performance vehicles require special coverage These are more expensive than standard cars and are more vulnerable to theft They also require specialized repairs These vehicles aren't covered by traditional auto insurance policies These vehicles will require a separate policy Comprehensive and collision insurance is also something to consider These policies protect you from damages that is not caused by collisions, like fire, weather, vandalism, or animal damage https//wwwaccidentinjurylawyersclaims/car-accident-attorneys-near-me/ is not required in many states, however it may be required by your leaseholder or lender Comprehensive coverage could be required to cover funeral costs or medical costs for injuries, but it typically won't cover lost wages and other costs Non-economic damages are not covered Damages that are not economic are usually not covered by auto accident compensation However, it's important to document them They aren't tangible but they can cause significant physical and emotional suffering To claim this type of damages, you'll require an attorney who specializes in personal injury to document the damages and present them to jurors Non-economic damages include mental trauma as well as pain and suffering These damages are as real as financial losses They can profoundly alter the way you live Furthermore, they can cause grief, emotional distress, and depression The process of convincing an insurance company to take care of these types of losses can be difficult Other damages that are not covered by auto accident claim compensation are the loss of quality of life You may not be able enjoy certain activities due to the trauma you experienced during an accident These losses could result in significant compensation, but not all of it In some cases the person is unable to work for any length of time due to the injuries In certain states where non-economic damages are capped to three or two times the economic damages In other states, they are capped at a lesser amount They are determined by taking into consideration the time needed for a person's recovery, the level of pain, as well as the mental effects of an accident Your attorney will be able to assess the worth of these damages Non-economic damages can include scarring and handicaps , as well a chronic pain A monetary award for these types of damages can be essential in providing treatment for someone who has suffered an injury These types of damages are subject to limits in Florida because the law limits the amount that can be awarded for pain and suffering Timeline to submit a claim It is easy to become confused after an auto accident It is crucial to file a claim for compensation as soon as possible The sooner you submit your claim, then the sooner your lawyer can assist you While certain states have strict deadlines for filing claims, you should be aware that a clock starts clocking from the date of the accident You should provide all details required by the insurance company when you make a claim This includes the police report, any photos which show the extent of damage, and the insurance details for all involved parties The insurance adjusters will look over the claim and determine the amount you can be compensated for your injuries or property damage The deadline for filing your claim is three years from the date of the accident However there are exceptions to this rule In many instances the time frame for filing a claim is shorter However, if the incident was your fault, it is recommended to make your claim within three years of the date of the accident Each state has a different deadline for filing claims A no-fault claim may be filed within thirty days, while lawsuits can take up to three years The deadlines for these cases vary, so it is imperative to speak with a lawyer prior to filing your claim It is imperative to make your claim as fast as possible in all circumstances The sooner you submit your claim, the faster you can begin gathering evidence Remember that memories fade , and witnesses can change The insurance company will look into the claim and then make an offer to settle If your claim is rejected and you want to appeal, you can do so to the claims adjuster If the insurance company is unwilling to settle your claim, you may make a claim in court Cost of filing a claim The costs associated with filing a claim differ in relation to the type of accident It is essential to understand the limits of your insurance policy and make sure that you have the correct coverage The severity of your injuries as well as the damage to your vehicle will determine the amount you will receive for your injuries Most of the time, a settlement is not enough to cover the total costs of the accident Attorney fees can range from hundreds of dollars to thousands In severe injury cases, however, these costs can exceed 100,000 These expenses are usually a fraction of the cost of going to trial Keep this in mind when you're making your decision it's crucial to communicate with your attorney about the expenses for your case Insurance companies can also provide the rental of a vehicle or alternative transportation If you're the one responsible for the accident, your insurance company may provide a rental vehicle or alternative transportation You should also know that insurance companies won't cover these expenses if you're at least 50 responsible In other words that if you've been involved in more than one accident, you'll need to increase your insurance coverage After an accident, it's easy to become overwhelmed by the costs of repairs and medical bills You'll also likely to be dealing with emotional traumas that can last for years Car accident injuries can be serious It's important that you submit a claim as fast as possible If you put off filing a claim for too long, you could not receive the compensation you're entitled to Once you have filed your claim After you file your claim, the insurance company will look into the claim In some cases, they may discuss with you to resolve your claim In others, they'll simply reject your claim Coverage limitations If you are in an accident and a third party is responsible the auto insurance policy will cover the costs of the damages caused by the other party In some jurisdictions the minimum amount of liability for each party is twenty five thousand dollars In certain jurisdictions, the limit could be higher Additional limits on liability protect against damage to property or serious injuries It is crucial to know the maximum limits on your policy A lot of drivers have the minimum liability coverage Others may choose to purchase additional insurance with greater limits These limits are crucial to determining the amount you can claim in the event of car injuries If the insurance policy does not cover the damages you suffered, the other party is likely to not be able to compensate you You may also have different deadlines to file lawsuits Depending on the state you could have one or two years to start your lawsuit This depends on the type and size of your claim There are different limits for intentional claims, malpractice claims and workers' compensation claims The best practice is to count the period of limitations starting from the date of the accident The limits on bodily injury and property damage under an auto insurance policy are set by the insurer They are typically not exceeded by the claimants It is necessary to pursue additional compensation if your limit on the policy of the other driver is fifty/100 for bodily injuries and twenty-five thousand for property damage