How to Get a Fair Boat Accident Settlement Contact a seasoned personal injury attorney as soon as you can if someone close to you was injured in an accident on a vessel An experienced attorney can help you find crucial evidence and insurance coverage which could lead to an entire settlement for the boat accident A number of states have changed their laws regarding contributory negligence, which could reduce your amount of compensation if you are partially responsible for an accident A personal injury lawyer can contest these claims to obtain the maximum amount of compensation Medical Treatment When a boating incident result in severe injuries, medical bills can quickly become overwhelming The cost of these bills is usually covered in part by a victim's health insurance However, victims could be left with huge deductibles and coinsurance costs and also lost wages from missing work Additionally, non-economic damages, like pain, suffering, or loss of enjoyment of living, could be a factor An experienced lawyer can help victims in getting the financial compensation they are entitled to They will analyze the facts and determine who is accountable for the accident This can include subpoenaing witnesses and examining evidence to determine the cause of an accident It is vital for injured victims to seek medical attention immediately after a boating incident In this way, serious injuries are treated and documented correctly Furthermore medical records can be used to back the claim for compensation Injured victims should also report the incident to their insurance company This is especially true if the victim owned or operated the vessel involved in the accident Insurance companies will ask for details like names, contact information and registration or identification numbers of all boat operators and witnesses The lawyer will also require documentation, such as photos and visible damage Documentation It is important to keep in mind that just like a car accident, you can seek compensation for medical expenses and other losses after an accident on the water The amount of money you can receive may cover a variety of expenses, including the cost of doctor's visits, X-rays, prescriptions and physical therapy as well as the loss of income resulting from being disabled to work If you're able to do this, it's a good idea capture photos of the scene of the boating accident as well as any visible injuries https//vimeocom/709654969 's also a good idea to gather the contact details of any witnesses as well as any other people on board the vessel involved in the accident Doing this can help in building your case should you decide to start a personal injury lawsuit against the party at fault for their negligent acts In a personal injury case, there are four elements you must prove the defendant owed a duty of care to you, that they failed to fulfill this duty, that their breach resulted in your injury and damages, and that your injuries and damages were the result of this incident In a case of a boating collision you may identify several defendants to be accountable for your boating accident, according to their degree of negligence and the part they played in the incident While it's important to obtain the most documentation you can following a boating accident however, you shouldn't offer an apology or take responsibility for the incident This can jeopardize the investigation and your claim for a boating injury Insurance Coverage With easy access to the Atlantic Ocean and numerous lakes it is commonplace for New Yorkers to enjoy water sports such as boating, fishing and more However, this type of activity brings with it unique liabilities that need to be addressed If you are injured in a boating accident it is recommended to work with a seasoned personal injury lawyer An attorney can assist you determine what insurance coverage is available to you The majority of boat owners and operators carry liability insurance to cover injuries caused by their actions However when the other party is not insured or underinsured, you may be entitled to additional compensation under an excess policy Check your boat insurance policy to ensure it's up-to date and includes coverage for your boat Generally, these policies provide medical payment insurance that will pay for first aid treatments hospital bills, as well as other expenses related to it if you or a person else is injured on your boat They typically provide towing coverage, which covers labor costs and towing to the limits you choose if your boat is disabled on water Physical damage coverage could include agreed value loss settlement, which reimburses the full amount of your policy in total loss situations or the actual cash value, which is the current market value of your boat less depreciation Some policies also offer coverage for pollution spills, pet coverage and wreck removal Legal Advice You could be facing serious damages after a boating accident These could include serious injuries, property damage, and loss of income While you aren't able to undo what happened, the law attempts to compensate you for your losses with financial compensation You'll need a seasoned Fort Lauderdale attorney to make sure you get a fair settlement It takes time to determine the cause of a case of boating accidents Our team will investigate the scene of an accident to determine whether alcohol was the cause, what safety rules were violated and for how long safety regulations were in effect and who was responsible for instilling the rules If multiple boat operators were responsible, we'll need to determine their respective percentage of the blame and then determine a settlement accordingly Mechanical problems can also be the reason behind an accident This includes everything from electrical system malfunctions to engine malfunctions, propellers, and rudders Our lawyers can help you determine if product liability claims are appropriate if a mechanical failure is the cause of your settlement A serious injury caused by a boat accident could result in serious financial worries, especially if you miss work and require physical therapy or medical treatment Neck and back injuries, brain injuries, and internal injuries are all common injuries