How to File a Motor Vehicle Claim If your vehicle is damaged in an accident, you'll file an insurance claim It's important to understand how this process works https//vimeocom/706814184 will be dispatched by the insurance company to examine the damage to your vehicle It is not necessary to be present when an adjuster checks the damage to your vehicle, however you must bring along your insurance policy and any documentation that is relevant to it Take Pictures Have you ever seen a crime-show that has investigators combing through every square inch of the scene, snapping the tiniest of details, from footprints to discarded chocolate wrappers Apply the same method to your accident scene It is important to record as much as you can of the incident as it happens to be able to prove your case later Photographs of the damage to both vehicles is essential however, you should also consider taking photos of the area that has been damaged These can assist insurance companies and expert witnesses to determine the size of certain objects, such as skid marks In your photographs, include reference points such as the locations of stop signs and traffic lights These can be used to determine the actions of the driver at fault that caused the accident If you are able, take photos of the other driver and their passengers, and any witnesses You may be able to take a picture of their license plate Also, take pictures of emergency responders and their vehicles, and if someone is placed on a gurney, and then an ambulance, take an image of that as well Do not submit the photos to the insurance company if directed by your attorney or required to do so by the court If you do not, you could be providing evidence against your own claim For instance, if it is changed the date stamp on your photos following the incident, it could cause insurance companies to doubt the legitimacy of your claim Seek medical attention If you are involved in an accident, the first thing to take is to seek medical attention Not only is this crucial for your health but also to ensure that any injuries you may have are documented Many personal injury lawsuits require compensation for medical bills and other damages Medical records are crucial to your claim Even if you don't notice any symptoms you can observe you should make an appointment to see your primary doctor or an emergency room Your doctor can offer you an assessment of your injuries and conduct a complete medical evaluation In addition, they'll be able to provide you with the appropriate treatment Follow the doctor's treatment plan will help you to recover faster and strengthen the case This includes taking your prescriptions and any over-the counter medications taking part in a physical therapy program, complying with the doctor's orders regarding time off work, and attending follow-up appointments During this process, you must be careful It is important not to say anything that could be incorrectly interpreted by an adjuster from the insurance company This is because the insurance company may try to discredit your injuries in order to deny your claim or reduce the amount of money they'll pay you for your claim It is crucial to only speak to insurance adjusters with your attorney present Contact an attorney Having access to legal representation is critical for those injured Attorneys can help them manage their stress and determine what they should be focusing on Additionally, attorneys can also weigh the facts and evidence of an incident to determine if it is worth fighting in court Insurance companies are businesses first and foremost Their goal is to collect the maximum money from their insureds while paying out the least amount of money they can in the sense of It's tempting, when on the scene of an incident to accept a low-ball settlement offer since it's the most straightforward thing to do This is a mistake that could result in devastating consequences later on When you file an insurance claim, the adjuster for your insurance will come out to evaluate the damage to your car and review receipts for personal property damages and medical bills They might also question witnesses and look over police reports It is helpful to obtain estimates for repairs from local contractors or auto shops before meeting with the adjuster so they're aware of what to anticipate when it comes to repairs An experienced motor vehicle attorney can ensure that all the necessary information is provided and that the correct documents are presented to the insurance company The attorney can also provide advice and suggestions on how to handle an insurance adjuster, how to manage the settlement, and what to do when an insurance company is not responsive or is acting unprofessionally