Motor Vehicle Accident Compensation in New York If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit to seek compensation Your attorney will advise you on whether your injuries fall within the criteria for this Insurance companies are adept in arguing over the magnitude of your losses Insurance companies can offer settlements that are not enough to cover your losses Damages If you've been injured in an automobile accident, you could be entitled to compensation These damages are intended to pay for your expenses and expenses, such as medical bills along with lost income, as well as property damage You can also receive compensation for suffering and pain This type of compensation is more subjective and can be difficult to quantify A skilled tort lawyer can assist you in obtaining maximum damages for your injuries For instance, if suffer an injury that results in an indefinite limitation of the use of your leg or arm The compensation you receive could comprise the cost of future expenses that are that are a result of this impairment These might include physical therapy, surgeries, equipment or prosthetics A permanent loss of a leg or disfigurement could cause emotional trauma for a lifetime and a decline in quality of life This is referred to as mental anguish Non-economic damages are more intangible and insurance companies frequently attempt to reduce the value of these damages Morgan amp; Morgan's skilled tort lawyers will ensure that you receive the entire value of your general damages Medical bills Medical expenses can quickly pile up when you're injured in an auto accident The bills may seem overwhelming and difficult to bear, especially when you try to recover from your injuries There are a variety of ways to help car accident victims pay their medical bills In New York, every driver is required to carry Personal Injury Protection PIP coverage, which will cover the victim's medical bills following an accident PIP will cover the loss of income in the event that the victim is not able to work for upto 90 days In addition to PIP and health insurance, a victim's insurance and Medicare may also cover their medical bills The only condition is that the patient has to prove the charges are directly connected to the accident This can be done by submitting receipts and invoices from the doctor Some doctors and hospitals allow accident victims to negotiate a settlement agreement in exchange for a lien against the victim's personal injury verdict or settlement These liens are often known as medical liens or hospital liens If you don't resolve these debts within a reasonable amount of time the debts could be sent to collection Victims may also seek compensation for the expense of mileage incurred when travel to and from medical appointments by tracking and storing their mileage receipts Lost wages In the event of an accident in a motor vehicle can place you in a difficult financial situation Many Americans live from paycheck to paycheck, and losing only a few months or weeks of wages could be catastrophic Fortunately, car accident victims can often recover lost wages in car accident lawsuits In the majority of cases, lost wages are calculated by calculating how much time an injured person would have been able to work if it weren't for their injury This can include missed shifts, overtime hours, and any work performed in hospital In order to prove lost income, a request should be made for proof from the plaintiff's employer This can include letters that document the absence from work and their salary or hourly rate Pay stubs, or copies of the injured person's last tax return can be included in addition to other documents It is essential that the demand package be sent as soon as possible following a car crash The injured party will be able to receive the maximum amount of compensation from their claim The evidence of the accident is more convincing if it's promptly provided Pain and suffering It can be difficult to determine the physical and emotional stress caused by a car crash However, it is still essential to seek compensation for these losses in the case of your accident These are also known as non-economic damages These damages could include suffering and pain as well as loss of enjoyment in life, PTSD, and more The costs of these can be difficult to quantify as it may take some time to understand the full impact of your injury Your lawyer may employ one of two methods to calculate pain and suffering damages The most common is the multiplier system, where your total economic damages are tallied up--including your past and future medical bills as well as any loss of income from work because of your injury, and property damage--and multiplied by a number that ranges from 15 to 5 https//vimeocom/706743214 , the more severe your injuries are considered to be Per diem is an alternative method to gauge the amount of pain and suffering In this case, your lawyer can ask the jury to award you an amount per day you be afflicted by your injury This is particularly helpful to those who suffer an injury outside the house or have children to take care of as they recuperate