How to Get a Fair Boat Accident Settlement If you or a loved one was injured in a boat accident it is important to speak with an experienced personal injury lawyer as fast as possible An experienced lawyer can reveal critical evidence and insurance coverage which could result in a full settlement from a boat accident Many states have modified laws governing contributory negligence, which could reduce your compensation if your share of the blame for an accident A personal injury lawyer will challenge these claims to get you the maximum compensation Medical Treatment When a boating incident result in severe injuries, the medical bills can quickly become overwhelming These bills are usually covered in part through a victim's health insurance The victim may be left with high coinsurance, deductibles, fees and lost wages because of absence from work Additionally, non-economic damages could be applicable, such as the suffering of others or loss of enjoyment life An experienced lawyer can aid victims in obtaining the financial compensation that they deserve They will look over the facts of the case and determine who is liable to be held accountable for the accident This could involve looking into the causes of the accident by subpoenaing evidence and interviewing key witnesses Injured victims must seek medical attention as soon as they can after an incident with a boat In this way, severe injuries are treated properly and documented Additionally, medical records can be used to prove an claim for compensation The injured victims must also notify their insurer This is especially the case when the victim owned or operated the vessel that was involved in the accident The insurance company is likely to seek information like names, contact details as well as registration or identification numbers for all boat operators and eyewitnesses Additionally, the attorney will be looking for evidence such as photographs of the scene as well as any visible damage Documentation It's important to remember that just as in a car accident, you can seek compensation for medical bills and other losses following a boating accident The money you get could cover a range of expenses, including doctor's appointments X-rays and physical therapy, prescriptions, as well as lost income due to your inability to work If you're in a position to do so it's a good idea take photos of the scene of the boating incident and any visible injuries It's also recommended to collect the contact details for witnesses and anyone on any of the vessels involved in the crash Doing so can help build your case should you decide to bring a personal injury lawsuit against the person at fault for their negligent acts In a personal injuries lawsuit, you have to prove four things the defendant was bound by the duty of care to you, that obligation was not met and the breach resulted in injury and damage, and that these injuries and damages were caused by the incident In a case involving a boat you may be able to name more than one defendant responsible for the accident based on the degree of negligence they showed and their role in the incident Never apologize or admit responsibility for an accident This can jeopardize the investigation as well as your claim for injury from a boating accident Insurance Coverage With easy access to the Atlantic Ocean and numerous lakes it is commonplace for New Yorkers to indulge in boating and other water sports This activity is a recreational one that comes with unique risks that need to be considered seriously If you're injured in a boating accident you should consult an attorney who specializes in personal injury An attorney can help determine the insurance coverage available in your case Most responsible boat owners and operators have liability insurance that will cover any damage caused by their actions If the other party does not have insurance, or is underinsured, you may be entitled to additional compensation It is also important to review your insurance policies for boats to make sure they are current and include coverage for your particular boat In general, these policies offer medical payment insurance that will cover first aid treatment and hospital bills as well as other expenses related to it if you or a person else is injured on your boat They typically provide towing insurance, which covers labor costs and towing up to the limits you set for your boat if it is disabled on water Physical damage insurance can include agreed value loss settlement that will pay the full amount of your policy in total loss situations or the actual cash value, which pays the current market value of your boat, less depreciation Some policies also offer coverage for pollution spills as well as pet insurance, and wreck removal Legal Advice There could be significant injuries as a result of a boating incident These could include serious injuries, property damage and lost income Although you cannot undo what happened, the law attempts to compensate you for your losses with monetary compensation You need an experienced Fort Lauderdale attorney to make sure you get a fair settlement A boat accident case takes time to be resolved Our team will examine the scene of an accident to determine if alcohol was the cause, what safety rules were broken and how long the safety rules had been in effect, and who was responsible for making sure that the rules were followed If there were several boat operators involved It will be necessary to determine each's percentage of blame and then decide on an amount of settlement https//vimeocom/709520740 can also be the cause of an accident This covers everything from engine failure and electrical system malfunctions to propellers and rudders Our lawyers can help you determine if product liability claims are appropriate if a mechanical malfunction is the reason for your settlement Financial issues can arise from serious injuries sustained in an accident on the boat, especially in cases where they require medical treatment or physical therapy Common injuries can include neck and back fractures, broken bones, internal injuries to the brain as well as paralysis, burns, and other ailments that can have a a profound impact on your daily life