How to File an Auto Accident Claim In states with no-fault insurance, the insurer will cover medical expenses and lost wages regardless of who was responsible for the accident They'll also be looking to collect evidence and look over documents photos witnesses' testimonies, photos medical records, photos, and expense reports The amount of compensation that you receive depends on the severity of your injuries as well as the cost of your injuries This article will walk you through the steps required to file an auto accident claim Report the Accident If you're involved in a car accident it is crucial to report the crash right immediately In many states, this will be carried out by local police county sheriffs, state police or Department of Motor Vehicles Take photos of the scene of the accident if you can You can use this to aid in remembering the accident and to file a claim for insurance Photos can be used to illustrate details such as skid marks and vehicle damage as well as weather conditions and other important details It's also a good idea to get the information of the other driver including their name as well as the insurance company Also, you should request their driver's license as well as their car registration, if you can You should also write down what you saw and the events that occurred If you don't write down what happened, you could be held responsible for injuries or damages that later become apparent If you don't notify your insurance company, they could not pay for any damages that result from the incident Go through your policy, or contact your agent to find out whether you have to file an accident report Seek medical attention One of the first things you need to do following a car collision is to seek medical attention and be examined for injuries Making an appointment with a doctor as quickly as possible can help you avoid any further issues and can strengthen your claim when it's time to negotiate with the insurance company It's best to visit a hospital emergency room, should you be able to after a car accident This is because hospitals have access to the most highly skilled surgeons, doctors, and medical supplies Defense lawyers and insurance companies might have a difficult time trying to limit the severity of injuries that are treated in a hospital Car accidents can cause injuries ranging from minor bruising, to severe internal injuries such as paralysis or brain injury after a traumatic accident Even if you do not feel any symptoms initially like stiffness or pain it is imperative to see a doctor These records will be essential in proving that you've suffered injuries related to the crash Our Denver car accident lawyers will use these medical records in order to build strong arguments to prove that the at-fault driver's actions caused your injuries, and that you deserve fair compensation for your damages Take Pictures Photograph the scene of the accident as soon as possible, ideally before police arrive If you are able capture images of the damage on each vehicle from various angles It is also essential to take close-up pictures of the vehicles as well as any other evidence that could be crucial such as shattered glass or airbags that have been deployed as long as you are able do so If you are unable to take closeups, try placing objects, like coins, into the image to gauge You can also capture pictures without or with flash to show hidden details It is also a good idea to photograph any injuries you may have sustained during the crash Bruises, cuts and scrapes will fade over time, so your photos will serve as valuable evidence of your injuries in the future It is also a good idea for you to snap pictures of other details that may be relevant to the accident such as road signs, traffic signals weather conditions, road debris because they will aid in forming a more clear picture of what transpired Contact Your Insurance Company Contacting your insurance company is vital regardless of whether or not plan to file a claim due to an accident in your car Your policy may require you to do this, and even in the event that it does not, your attorney will require proof of your losses like medical bills and repair costs to prove your claim Luna says that you should collect all relevant information regarding the scene This includes the details of your vehicle and any other drivers involved You should ask to see the insurance card of the other driver and make sure that you have their name, address, telephone number and information about their car insurance company, policy numbers If there are any witnesses, try to obtain their names and contact numbers, too It is important to remain calm, even when the last thing you would want to do after a car accident is to argue with insurance companies Anything you say when you're emotional can be used against you in the future This is the reason it's best to hire an attorney manage negotiations They can ensure that you do not say anything that could be used against you later Contact https//vimeocom/706725401 can assist you in navigating the insurance company and get a fair settlement They will look over the medical bills and records and frequently consult with a medical professional to give their opinion as to the full extent of your injuries Insurance companies will not give you fair value when they haven't been provided with complete and accurate evidence You may be entitled to noneconomic damages, such as suffering and pain, in addition to the economic loss If the court concludes that the other driver acted with gross negligence, recklessness or malice it could award punitive damages If the driver who was at fault fled the scene, you will need to report that to the police You should also obtain the crash report from the precinct or online You'll need this to file a no fault claim or a liability lawsuit New York has very specific laws that apply to auto accidents and these rules are best explained by a knowledgeable attorney