Boat Accident Compensation Although the injuries resulting from boat accidents may be severe the compensation claim can help victims deal with their financial losses These losses include medical expenses, loss of income, and loss of earning potential Boat accident victims who are injured should take detailed notes and collect information about the incident as quickly as is feasible This will allow an New York boating accident lawyer to determine who is responsible and what compensation they are owed Liability Many people who are injured as a result of an accident on the water would like to hold the responsible parties accountable This is usually done by filing a personal injury lawsuit against the party responsible A knowledgeable attorney will be able to determine who is accountable for the injuries or accidents It is possible for large corporations as well as private individuals to be held accountable in a boat accident according to the circumstances A lot of accidents are caused by an act of negligence by the operator or owner of a vessel In https//vimeocom/709833215 , a maker or company may be held responsible for defective equipment that results in an accident In some cases it is possible for a government agency to be held responsible Understanding how an accident on a boat happened is the first step to determining the extent of liability Was it due to inadequate maintenance Was the weather bad at the time Was the boat's operator drunk Injuries from a boating accident could include neck and back injuries brain injuries, fractured bones, burns and paralysis An experienced lawyer for boat accidents can help injured victims recover damages for future and past medical expenses as well as lost wages, pain and suffering and other losses Money cannot replace a loved-one however it can help the family members of the victims deal with the financial burdens that are associated with serious injuries Damages Captains, crew members and passengers who have been injured in a boating accident may claim compensation for their injuries These may include future and past medical bills as well as property damage, lost wages and suffering and pain The first step in pursuing damages is to establish negligence In the case of boat accidents, negligence may include a breach of legal duty which includes not warning boat passengers of danger zones or driving negligently or recklessly The second element of a claim is causation The negligence of the negligent person directly caused the injury The third factor is the actual damage suffered by the victim It could be financial or non-financial like a loss of enjoyment of life The injuries that result from boating accidents could vary from minor bruises and bumps to spinal cord injuries, trauma brain injury and even death It is crucial that victims seek medical attention as soon as they can They should also record all the information they can about the incident, including photos using their phones and keeping a record of details, and contacting witnesses An attorney can determine which parties are liable in a boating collision and how much compensation a victim should receive This will require a thorough investigation which will include gathering and analyzing the evidence, such as accident reports, medical records and evidence of future and current medical bills, employment documents, and the calculation of lost income Waivers A victim of a boating accident can get compensation for medical costs as well as lost income in the near future and the past, property damage, pain and suffering, and loss of consortium These losses can be quantified using the Florida statutes of limitations which have time limitations on how long you have to file a personal injury claim Before engaging in a variety of activities of recreation, patrons are typically required to sign liability waivers The intent of these agreements is to release the service provider from liability in the event of an injury Depending on the circumstances, a waiver may be valid and legally binding A waiver that is written with the purpose to protect a company, firm, or client instead of its customers is likely to be invalidated In general, courts are not willing to let businesses alter the boundaries of their duty of care in this way This is especially true when the negligence is caused by gross misbehavior that is not covered by a comprehensive waiver A boating accident could happen for any number of reasons, including operator inattention or inexperience, speeding, alcohol use or machinery malfunction or the force of a wave or wake, and hazardous waters If you've been injured in an accident on the water, you should contact a St Petersburg boat accident lawyer from Salter, Healy, Rivera amp; Heptner to review the details of your case and determine your claim could be worth Insurance There are a variety of insurance which can aid injured boat accident victims in recovering from their losses Motor vehicle insurance generally does not cover boating accidents However, homeowners policies could provide protection for boats or watercrafts Boat owners can purchase additional coverage for their policies, including personal effects which will cover legal costs for replacing belongings damaged on or off the boat, or in dockboxes, and medical payments Certain policies provide assistance with towing and towing Other policies offer additional options, such as hurricane haul-out coverage to reimburse you for the cost of moving your boat away from an approaching storm A boating accident that is caused by negligence could be a basis for a claim for financial compensation An attorney can determine who is to blame and bring a lawsuit against them to collect damages If you've been injured in a boating accident, contact an experienced attorney immediately A New York injury attorney can review your policy and identify all possibilities for recovery They will also make sure you receive the benefits you are entitled to A knowledgeable attorney can also help you avoid being confused about your coverage by others or insurance companies