How to File an Auto Accident Claim In states with no-fault insurance, your insurer will cover medical expenses and lost wages, regardless of who is responsible for the accident They will also want to gather evidence and examine documents photos, witness testimonies medical records, witness testimony, and expense reports The amount you receive is dependent on the severity of your injuries and the amount of expenses This article will walk you through the steps involved in filing an auto accident claim Report the Accident It's crucial to report a crash as soon as possible In several states, you'll need to report the incident to the local police department or county sheriff, state police or Department of Motor Vehicles Photograph the accident scene if you are able to You can use these photos to help you remember the incident and to file a claim for insurance Photos can be used to show details like skid marks and vehicle damage weather conditions, skid marks and other crucial details It's an excellent idea to get the other driver's details, including their name and insurance company If possible, you should also request a copy of the driver's licence and vehicle registration It's also crucial to record your personal account of the accident, including what you saw and what happened If you don't write down the incident, you could be held accountable for any injuries or damages that later become apparent If you do not notify your insurance company, they may refuse to pay for any injuries that result from the incident Go through your policy, or contact your agent to inquire whether you have to file an accident report Get Medical Attention One of the first things you need to do following a car accident is seek medical attention to be examined for injuries You can avoid future complications by visiting an expert as soon as you can It will also help your case when negotiating with the insurance company It is best to visit an emergency room in a hospital whenever possible after a car wreck Hospitals have access to top-quality surgeons, doctors and medical supplies It can be difficult for insurance companies and defense lawyers to deny injuries sustained in a hospital Car accidents can result in injuries that range from minor bruising to severe internal injuries such as traumatic brain injury or paralysis Even if you don't experience any symptoms at first, such as pain or stiffness, it is important to see a doctor These medical records will be the most important evidence you can use to support your claim that you suffered injury-related injuries as a result of the crash Our Denver car accident attorneys will use these documents to build a solid case that the actions of the motorist at fault caused your injuries, and that you deserve fair compensation for your injuries Take Pictures Take photos of the site of the accident as fast as you can, and ideally before police arrive If you are able, capture all the damaged vehicles from different angles It is also important to capture closeup photos of the vehicles as well as any other evidence that is crucial such as broken glass or airbags deployed in the event that you are able to do so If you're unable to capture close-ups of your vehicle, place an object, such as an old penny in the picture to give it scale It is also helpful to shoot photos with and without flash as different lighting conditions could reveal details that are not obvious It's also a good idea to photograph any injuries you sustained in the crash These photos will provide valuable evidence later on The bruising and cuts will fade over time It's also a good idea for you to take photos of other things that may be relevant to the accident such as traffic signals, road signs weather conditions, road debris because they can aid in forming a more clear picture of what transpired Contact Your Insurance Company No matter if you're planning to file a car accident claim, it's crucial to contact your insurance company as quickly as possible Your policy may require you to do this, and even if it does not, your attorney will require proof of your losses like medical bills and repair expenses to prove your claim Luna says that you should gather all relevant information about the scene This includes information about your vehicle and any other drivers involved Request to see the insurance card of the other driver and make sure that you have their name, address, phone number and information about their car insurance company or policy numbers If there are witnesses, get their names and phone numbers While the most unintentional thing you'll ever do following a car accident is argue with insurance firms, it's very important to remain calm If you're emotionally charged the statements you make could be used against you later on in the process It is best to have an attorney handle the negotiations They can ensure that you don't say anything that could be used against you later Contact an attorney An experienced attorney can assist you in negotiations with the insurance company in order to get a fair settlement They will go over your medical bills and other records and will often consult with a doctor to provide an opinion regarding the extent of your injuries Insurance companies won't offer you fair value if they have not been provided with accurate and complete documentation In addition to pursuing your economic losses, which include medical bills and lost wages, you may also be entitled to non-economic damages for pain and suffering If a court decides that the other driver acted with gross negligence, recklessness or malice, it may decide to award punitive damages You'll need to notify the police if the driver at blame fled the scene You can also request the copy of the crash report at the precinct, or online This is required to bring a lawsuit or a no-fault case New York has specific laws that govern auto accidents https//vimeocom/706727752 will explain these rules